Going to closing hassle free is possible when you have Paradigm Mortgage by your side.
We can walk you through the home buying process from pre-qualification to pre-approval in one short mortgage consultation.
How much mortgage can I afford to borrow?
Your income, credit history, the size of your down payment, and your employment and residence history are all factors in how much you can borrow. Depending on circumstances, the amount you can borrow may exceed the amount you can comfortably afford. However, home financing hassle free is possible with Paradigm Mortgage, not just another broker.
What will I need to pay up front?
Some costs associated with buying a home show up before you start making regular mortgage payments. However, by talking to Paradigm Mortgage, we may be able to cover some of these costs for you. These include:
Closing Costs Advisory
- Earnest Money Deposit / Down Payment
Closing costs include:
- Mortgage application fees (none with Paradigm)
- Discount points
- Appraisal and Credit Report charges
- Title insurance and Title services
- Settlement and Attorney’s fees
- County and State transfer taxes and recording fees
- Escrow deposit
- Inspections and surveys
Prepaid items include: Property Taxes, Insurance and Interest
Use the mortgage calculator below to get an idea of your monthly payments.