Tom and Susie from Burtonsville, Maryland decided they were outgrowing their home and probably would be moving in 2 or 3 years. They had a thirty year fixed rate loan.

PARADIGM proposed a 5/25 loan which reduced their mortgage payment by $380 per month. A week after taking the application, Bill Van Dyke went to their home to pick up their paperwork and was surprised to see a brand new Pontiac Firebird in their driveway. Tom came out laughing and said "Do you like my new car? The payment is exactly $380 a month, so your new mortgage bought it!"

In February, David and Donna wanted to buy a new home in Mt. Airy and move in before their children started school. The house would take six months to build. The builder's lender looked at their financials and told them that they did not qualify for the new mortgage until they sold their home, and they would not start building until it was sold. That would mean the new house would not be finished before school started August 30th.

PARADIGM evaluated their financials and saw that two large auto loan payments were keeping them from qualifying for both loans. We refinanced their home with enough cash out to pay off the two autos and issued a firm lending commitment so their builder would start immediately. As the first buyers, they got the best lot. David, Donna and Family moved into their new home on August 20th.

Chuck and Michelle sold their Virginia house prior to relocating to Ohio, where they were building a new house. Two weeks before their move, they were turned down by their lender.

They asked their boss, Jim, for help. Jim had previously hosted How To Get Your Best Mortgage after Bill refinanced his home. He called Bill to see if PARADIGM could save the day.

This was an unusual situation due to incomplete credit records of financial transactions from many years ago. Bill Van Dyke created a strategy, got outside legal opinions, and called PARADIGM's investors in New York and San Francisco to get the mortgage approved. They moved into their home as planned.

Alan and Leslie of Herndon, Virginia had an Adjustable Rate Mortgage (ARM). They were growing alarmed by rate changes that increased their monthly payment each time, causing a big shift in their disposable income.

PARADIGM refinanced their home, so the rate was lower, their monthly payment was lower, and the interest rate was fixed for five years. Best of all PARADIGM paid all the costs for their new mortgage.

Jim and Betsy of Kensington, Maryland tried to sell their house. After several months, they had no offers. They decided to try again when the market opened up.

PARADIGM offered free refinancing to an adjustable rate mortgage, which saves them over $400 each month for the next year, giving them a chance to use their money for other projects.

John and Liz bought a home in Silver Spring and were introduced to the loan supplier located in the Real Estate office. After receiving his best offer, they also called PARADIGM.

PARADIGM was able to offer a mortgage at the same interest rate, that cost one and a half points less, saving them more than $3500 at settlement.